In the US, 60-70% of Americans live paycheck to paycheck and for most, this can be extremely stressful and makes life hard to enjoy. The good news is there are ways to keep from living like this without writing the next big musical hit, scoring the game winning touchdown or hitting that game winning shot to win the finals. However, there will be a lot of hard work, dedication, and perseverance required. In fact, it will require you to change how you look at your entire life, create new habits, and decide to take control over your finances. Finances will need to become a focal point from which all other actions and decisions will flow. If that sounds like a difficult task that’s because it is and will be quite challging at first but possible to do once you get the hang of it. Below is a list of nine tips that will help improve you financial situation according to Local 4 news.