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Beginning this week, Michigan drivers will begin receiving refund checks for having insured vehicles. Wondering if you’re eligible? As of October 31, 2021 all vehicles that were insured by 11:59 p.m. will qualify for a refund if they were covered by an insurance policy that met the minimum insurance requirements for driving on Michigan’s highways. According to the Gov. Whitmer and the insurance regulator, a $3 billion transfer of surplus funds from the Michigan Catastrophic Claims Association to car insurers will take place this week. Those companies will have 60 days to issue the refunds – no later than May 9.

Whitmer released a statement saying  “I called for these refunds because I am committed to lowering costs for Michiganders and putting money back in people’s pockets. They are possible because we worked across the aisle to pass bipartisan auto insurance reform, and we will keep working together to grow our economy and build a state where families can thrive.”

The Michigan Department of Insurance and Financial Services has previously stated that insurers will return the surplus directly to policyholders in a single lump-sum payment of $400 per vehicle and $80 per historical vehicle. Anita Fox, the department’s director said, “Our goal is to make sure that Michiganders understand the eligibility requirements and to help ensure that this money makes it into consumers’ pockets as quickly and securely as possible. DIFS stands ready to answer questions or help resolve any concerns that Michiganders may have regarding their refunds.” As stated earlier, the checks will be issued no later than may 9th. If you haven’t received a check by then, chances are you may not be receiving one, or you may not be eligible.